Life Insurance and Medical Exams
A typical part of obtaining a life insurance policy is a required medical exam, although this will depend on your age and the amount of insurance coverage you are asking for. You’ll be given a...
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Buying Insurance on a Tight Budget
There is no question that the last few years since 2008 have put the average person under extreme challenges in terms of personal finance. Pay reductions, layoffs, rising bills and utilities, and...
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Professional Liability Insurance
Most people have insurance for their home, car, pool, life and even the family dog. However, one area that many overlook is the protection of professional coverage. Every day people in technical,...
View ArticleGMAC Auto Insurance: Deal of the Week
Frequently, discounts or savings in car insurance often depend on the driver, his location, and driving record. As a result, it’s hard to say a particular company has a “deal” in auto insurance...
View ArticleTerm Life Insurance vs Whole or Universal Life Insurance
Life insurance is a fairly easy concept to understand. If a person dies while covered by a policy, the insurance provider pays a cash amount to beneficiaries, usually family dependents, so they have...
View ArticleHow to Use a High Insurance Deductible
One of the best ways to save money on insurance is to get a policy with a high deductible. Whether it’s health insurance, car insurance, or homeowner/renter insurance, a high deductible can mean a...
View ArticleWhat is a living trust?
A living trust is an estate planning document used to distribute property upon death while avoiding probate court. It is called a “living” trust because it is created while the property owner is alive,...
View ArticleWhen is the Right Time to Buy Life Insurance?
No one wants to think about the death of themselves or their family members. Unfortunately, it is an inevitability. One way to prepare financially is by purchasing life insurance to cover your funeral...
View ArticleTips for Using a Health Savings Account
One of my favorite financial tools is the Health Savings Account (HSA). Your HSA can provide you with a tax-advantaged way to save for the future as part of your overall plan to build your wealth. To...
View ArticleHow long should your life insurance policy last?
There are two main types of life insurance: term life and whole life. With term life insurance, the policy lasts for a set term, usually 10 to 30 years. A whole life policy lasts until the death of the...
View ArticleGetting the best rate on insurance
Health insurance, life insurance, homeowners insurance, disability insurance, car insurance: there are lots of different types of insurance out there, but understanding what insurance you need is only...
View ArticleDo you need disability insurance?
Shopping around for different types of insurance? I’m guessing disability insurance may be the last thing on your list. Health insurance, automobile insurance, renters or homeowners insurance, and even...
View ArticleTerm Life vs. Whole Life: Pros and Cons
If you want to protect your family’s financial future in the event that you pass on in an untimely manner, you need to have life insurance. Once you decide to buy life insurance, however, things become...
View ArticleInsurance for Freelancers
If you’ve struck out on your own, you may be grappling with a few big business questions: Where’s my next paycheck coming from? How am I going to grow my business? How am I going to protect myself and...
View ArticleHome business? What your homeowners insurance doesn’t cover
The idea of a home business is very attractive to many people. The flexibility and freedom that come with running a home business, as well as the ability to become successful financially, are draws...
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